HERITAGE BANK & TRUST is asn small FDIC-insured commercial bank headquartered in COLUMBIA, TN, established in March 6, 2006, midnight. As of 2025-12-31, the bank reported total assets of $406M and total deposits of $364M. Profitability stands at 1.10% ROA and 14.28% ROE, with a net interest margin of 4.23%. The bank's CET1 capital ratio is 9.95%. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 6.42%. FDIC Certificate #58220.
Assets
$406M
Deposits
$364M
Loans
$345M
Equity
$32M
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