BANK OF EUFAULA

EUFAULA, OK | Micro | Est. March 7, 1911, midnight | FDIC #4094 | RSSD #343051 | FED
Latest Report: 2025-12-31

BANK OF EUFAULA is amn micro FDIC-insured commercial bank headquartered in EUFAULA, OK, established in March 7, 1911, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $81M. Profitability stands at 0.02% ROA and 0.16% ROE, with a net interest margin of 3.18%. The bank's CET1 capital ratio is 10.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.11% and a Texas Ratio of 5.91%. FDIC Certificate #4094.

Assets

$92M

Deposits

$81M

Loans

$23M

Equity

$10M

Profitability

Return on Assets (ROA) 0.02%
Return on Equity (ROE) 0.16%
Net Interest Margin (NIM) 3.18%
Yield on Assets 3.73%
Cost of Funds 0.84%

Asset Quality

NPL Ratio 1.11%
Net Charge-Off Ratio 0.55%
Texas Ratio 5.91%
NPA Ratio 0.66%
ACL / Loans 2.14%

Capital & Liquidity

CET1 Ratio 10.67%
Tier 1 Capital 10.67%
Total Capital Ratio 11.20%
Leverage Ratio 11.89%
Loan-to-Deposit 28.14%

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