FIRST NATIONAL BANK OF PRIMGHAR, THE

PRIMGHAR, IA | Micro | Est. Nov. 11, 1889, midnight | FDIC #4494 | RSSD #343248 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF PRIMGHAR, THE is amn micro FDIC-insured commercial bank headquartered in PRIMGHAR, IA, established in Nov. 11, 1889, midnight. As of 2025-12-31, the bank reported total assets of $38M and total deposits of $30M. Profitability stands at 0.00% ROA and 0.00% ROE, with a net interest margin of 3.43%. The bank's CET1 capital ratio is 15.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #4494.

Assets

$38M

Deposits

$30M

Loans

$27M

Equity

$5M

Profitability

Return on Assets (ROA) 0.00%
Return on Equity (ROE) 0.00%
Net Interest Margin (NIM) 3.43%
Yield on Assets 5.37%
Cost of Funds 2.59%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 15.46%
Tier 1 Capital 15.46%
Total Capital Ratio 16.35%
Leverage Ratio 13.32%
Loan-to-Deposit 89.87%

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