COLUMN NATIONAL ASSOCIATION

CHICO, CA | Medium | Est. March 28, 2006, midnight | FDIC #58224 | RSSD #3435948 | OCC
Latest Report: 2025-12-31

COLUMN NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in CHICO, CA, established in March 28, 2006, midnight. As of 2025-12-31, the bank reported total assets of $850M and total deposits of $688M. Profitability stands at 6.49% ROA and 56.27% ROE, with a net interest margin of 7.66%. The bank's CET1 capital ratio is 30.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 0.74%. FDIC Certificate #58224.

Assets

$850M

Deposits

$688M

Loans

$212M

Equity

$124M

Profitability

Return on Assets (ROA) 6.49%
Return on Equity (ROE) 56.27%
Net Interest Margin (NIM) 7.66%
Yield on Assets 11.08%
Cost of Funds 3.70%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio 0.08%
Texas Ratio 0.74%
NPA Ratio 0.11%
ACL / Loans 0.94%

Capital & Liquidity

CET1 Ratio 30.46%
Tier 1 Capital 30.46%
Total Capital Ratio 30.97%
Leverage Ratio 8.94%
Loan-to-Deposit 30.83%

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