METRO CITY BANK

DORAVILLE, GA | Large | Est. April 4, 2006, midnight | FDIC #58181 | RSSD #3437456 | FDIC
Latest Report: 2025-12-31

METRO CITY BANK is aln large FDIC-insured commercial bank headquartered in DORAVILLE, GA, established in April 4, 2006, midnight. As of 2025-12-31, the bank reported total assets of $4.7B and total deposits of $3.7B. Profitability stands at 1.76% ROA and 15.76% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 15.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.64% and a Texas Ratio of 5.09%. FDIC Certificate #58181.

Assets

$4.7B

Deposits

$3.7B

Loans

$4.1B

Equity

$489M

Profitability

Return on Assets (ROA) 1.76%
Return on Equity (ROE) 15.76%
Net Interest Margin (NIM) 3.74%
Yield on Assets 6.28%
Cost of Funds 2.88%

Asset Quality

NPL Ratio 0.64%
Net Charge-Off Ratio 0.01%
Texas Ratio 5.09%
NPA Ratio 0.56%
ACL / Loans 0.69%

Capital & Liquidity

CET1 Ratio 15.84%
Tier 1 Capital 15.84%
Total Capital Ratio 16.78%
Leverage Ratio 9.84%
Loan-to-Deposit 110.64%

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