RIVERBANK

SPOKANE, WA | Small | Est. May 22, 2006, midnight | FDIC #58322 | RSSD #3438958 | FDIC
Latest Report: 2025-12-31

RIVERBANK is asn small FDIC-insured commercial bank headquartered in SPOKANE, WA, established in May 22, 2006, midnight. As of 2025-12-31, the bank reported total assets of $293M and total deposits of $257M. Profitability stands at 1.21% ROA and 12.03% ROE, with a net interest margin of 5.13%. The bank's CET1 capital ratio is 9.98%. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 3.42%. FDIC Certificate #58322.

Assets

$293M

Deposits

$257M

Loans

$234M

Equity

$29M

Profitability

Return on Assets (ROA) 1.21%
Return on Equity (ROE) 12.03%
Net Interest Margin (NIM) 5.13%
Yield on Assets 7.02%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 0.47%
Net Charge-Off Ratio --
Texas Ratio 3.42%
NPA Ratio 0.38%
ACL / Loans 1.34%

Capital & Liquidity

CET1 Ratio 9.98%
Tier 1 Capital 9.98%
Total Capital Ratio 10.48%
Leverage Ratio 10.91%
Loan-to-Deposit 90.80%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required