CURRIE STATE BANK

CURRIE, MN | Small | Est. Feb. 1, 1931, midnight | FDIC #8833 | RSSD #343958 | FDIC
Latest Report: 2025-12-31

CURRIE STATE BANK is asn small FDIC-insured commercial bank headquartered in CURRIE, MN, established in Feb. 1, 1931, midnight. As of 2025-12-31, the bank reported total assets of $102M and total deposits of $89M. Profitability stands at 1.28% ROA and 12.01% ROE, with a net interest margin of 4.88%. The bank's CET1 capital ratio is 10.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.88% and a Texas Ratio of 6.79%. FDIC Certificate #8833.

Assets

$102M

Deposits

$89M

Loans

$96M

Equity

$11M

Profitability

Return on Assets (ROA) 1.28%
Return on Equity (ROE) 12.01%
Net Interest Margin (NIM) 4.88%
Yield on Assets 7.29%
Cost of Funds 3.18%

Asset Quality

NPL Ratio 0.88%
Net Charge-Off Ratio 0.11%
Texas Ratio 6.79%
NPA Ratio 0.83%
ACL / Loans 1.41%

Capital & Liquidity

CET1 Ratio 10.89%
Tier 1 Capital 10.89%
Total Capital Ratio 11.44%
Leverage Ratio 10.74%
Loan-to-Deposit 107.59%

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