BanksCURRIE STATE BANK

CURRIE STATE BANK

CURRIE, MNSmallEst. Feb. 1, 1931, midnightFDIC #8833RSSD #343958FDIC
Latest · 2025-12-31

CURRIE STATE BANK is an FDIC-insured commercial bank headquartered in CURRIE, MN, established in Feb. 1, 1931, midnight. As of 2025-12-31, the bank reported total assets of $102M and total deposits of $89M. Profitability stands at 1.28% ROA and 12.01% ROE, with a net interest margin of 4.88%. CET1 capital ratio: 10.89%, well above regulatory minimums. NPL ratio: 0.88% · Texas Ratio: 6.79%. Operates 2 domestic branches.

Assets
$102M
Deposits
$89M
Loans
$96M
Equity
$11M

Profitability

Return on Assets (ROA)1.28%
Return on Equity (ROE)12.01%
Net Interest Margin4.88%
Yield on Assets7.29%
Cost of Funds2.51%

Asset Quality

NPL Ratio0.88%
Net Charge-Off Ratio0.11%
Texas Ratio6.79%
NPA Ratio0.83%
ACL / Loans1.41%

Capital & Liquidity

CET1 Ratio10.89%
Tier 1 Capital10.89%
Total Capital Ratio11.44%
Leverage Ratio10.74%
Loan-to-Deposit107.59%

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