FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION

QUINCY, IL | Large | Est. Oct. 23, 1946, midnight | FDIC #16501 | RSSD #344647 | OCC
Latest Report: 2025-12-31

FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in QUINCY, IL, established in Oct. 23, 1946, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.0B. Profitability stands at 0.59% ROA and 8.60% ROE, with a net interest margin of 2.96%. The bank's CET1 capital ratio is 15.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.95% and a Texas Ratio of 9.05%. FDIC Certificate #16501.

Assets

$1.2B

Deposits

$1.0B

Loans

$650M

Equity

$86M

Profitability

Return on Assets (ROA) 0.59%
Return on Equity (ROE) 8.60%
Net Interest Margin (NIM) 2.96%
Yield on Assets 4.88%
Cost of Funds 2.23%

Asset Quality

NPL Ratio 0.95%
Net Charge-Off Ratio 0.34%
Texas Ratio 9.05%
NPA Ratio 0.69%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 15.41%
Tier 1 Capital 15.41%
Total Capital Ratio 16.30%
Leverage Ratio 9.46%
Loan-to-Deposit 62.52%

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