COMMUNITY BANK DELAWARE

LEWES, DE | Small | Est. May 30, 2006, midnight | FDIC #58311 | RSSD #3446784 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK DELAWARE is asn small FDIC-insured commercial bank headquartered in LEWES, DE, established in May 30, 2006, midnight. As of 2025-12-31, the bank reported total assets of $430M and total deposits of $363M. Profitability stands at 0.66% ROA and 8.51% ROE, with a net interest margin of 3.17%. The bank's CET1 capital ratio is 12.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 2.42%. FDIC Certificate #58311.

Assets

$430M

Deposits

$363M

Loans

$353M

Equity

$33M

Profitability

Return on Assets (ROA) 0.66%
Return on Equity (ROE) 8.51%
Net Interest Margin (NIM) 3.17%
Yield on Assets 5.67%
Cost of Funds 2.53%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio 0.04%
Texas Ratio 2.42%
NPA Ratio 0.21%
ACL / Loans 0.91%

Capital & Liquidity

CET1 Ratio 12.16%
Tier 1 Capital 12.16%
Total Capital Ratio 13.27%
Leverage Ratio 8.35%
Loan-to-Deposit 97.23%

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