AMERICAN MOMENTUM BANK

COLLEGE STATION, TX | Large | Est. Oct. 25, 2006, midnight | FDIC #58309 | RSSD #3447576 | FDIC
Latest Report: 2025-12-31

AMERICAN MOMENTUM BANK is aln large FDIC-insured commercial bank headquartered in COLLEGE STATION, TX, established in Oct. 25, 2006, midnight. As of 2025-12-31, the bank reported total assets of $2.8B and total deposits of $2.1B. Profitability stands at 1.93% ROA and 8.86% ROE, with a net interest margin of 4.92%. The bank's CET1 capital ratio is 25.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.82% and a Texas Ratio of 5.93%. FDIC Certificate #58309.

Assets

$2.8B

Deposits

$2.1B

Loans

$1.9B

Equity

$613M

Profitability

Return on Assets (ROA) 1.93%
Return on Equity (ROE) 8.86%
Net Interest Margin (NIM) 4.92%
Yield on Assets 6.18%
Cost of Funds 2.54%

Asset Quality

NPL Ratio 1.82%
Net Charge-Off Ratio 0.23%
Texas Ratio 5.93%
NPA Ratio 1.35%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 25.31%
Tier 1 Capital 25.31%
Total Capital Ratio 26.47%
Leverage Ratio 18.78%
Loan-to-Deposit 87.64%

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