ESQUIRE BANK, NATIONAL ASSOCIATION

JERICHO, NY | Large | Est. Oct. 12, 2006, midnight | FDIC #58140 | RSSD #3447820 | OCC
Latest Report: 2025-12-31

ESQUIRE BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in JERICHO, NY, established in Oct. 12, 2006, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $2.1B. Profitability stands at 2.61% ROA and 23.46% ROE, with a net interest margin of 6.41%. The bank's CET1 capital ratio is 14.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.49% and a Texas Ratio of 3.04%. FDIC Certificate #58140.

Assets

$2.3B

Deposits

$2.1B

Loans

$1.8B

Equity

$258M

Profitability

Return on Assets (ROA) 2.61%
Return on Equity (ROE) 23.46%
Net Interest Margin (NIM) 6.41%
Yield on Assets 7.36%
Cost of Funds 1.33%

Asset Quality

NPL Ratio 0.49%
Net Charge-Off Ratio 0.38%
Texas Ratio 3.04%
NPA Ratio 0.37%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 14.18%
Tier 1 Capital 14.18%
Total Capital Ratio 15.43%
Leverage Ratio 11.87%
Loan-to-Deposit 84.52%

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