PERENNIAL BANK is asn small FDIC-insured commercial bank headquartered in DARWIN, MN, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $157M and total deposits of $143M. Profitability stands at 0.91% ROA and 11.55% ROE, with a net interest margin of 3.17%. The bank's CET1 capital ratio is 22.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.59% and a Texas Ratio of 2.77%. FDIC Certificate #1413.
Assets
$157M
Deposits
$143M
Loans
$63M
Equity
$12M
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