INVESTAR BANK, NATIONAL ASSOCIATION

BATON ROUGE, LA | Large | Est. June 14, 2006, midnight | FDIC #58316 | RSSD #3449066 | OCC
Latest Report: 2025-12-31

INVESTAR BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in BATON ROUGE, LA, established in June 14, 2006, midnight. As of 2025-12-31, the bank reported total assets of $2.8B and total deposits of $2.4B. Profitability stands at 0.96% ROA and 8.65% ROE, with a net interest margin of 3.41%. The bank's CET1 capital ratio is 13.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 3.72%. FDIC Certificate #58316.

Assets

$2.8B

Deposits

$2.4B

Loans

$2.2B

Equity

$313M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 8.65%
Net Interest Margin (NIM) 3.41%
Yield on Assets 5.74%
Cost of Funds 4.23%

Asset Quality

NPL Ratio 0.43%
Net Charge-Off Ratio -0.16%
Texas Ratio 3.72%
NPA Ratio 0.45%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 13.00%
Tier 1 Capital 13.00%
Total Capital Ratio 14.11%
Leverage Ratio 10.85%
Loan-to-Deposit 92.21%

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