RIVER VALLEY COMMUNITY BANK

YUBA CITY, CA | Medium | Est. June 26, 2006, midnight | FDIC #58276 | RSSD #3451050 | FDIC
Latest Report: 2025-12-31

RIVER VALLEY COMMUNITY BANK is amn medium FDIC-insured commercial bank headquartered in YUBA CITY, CA, established in June 26, 2006, midnight. As of 2025-12-31, the bank reported total assets of $760M and total deposits of $666M. Profitability stands at 0.65% ROA and 7.98% ROE, with a net interest margin of 3.30%. The bank's CET1 capital ratio is 13.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.47%. FDIC Certificate #58276.

Assets

$760M

Deposits

$666M

Loans

$398M

Equity

$59M

Profitability

Return on Assets (ROA) 0.65%
Return on Equity (ROE) 7.98%
Net Interest Margin (NIM) 3.30%
Yield on Assets 5.09%
Cost of Funds 1.76%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio --
Texas Ratio 0.47%
NPA Ratio 0.04%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 13.66%
Tier 1 Capital 13.66%
Total Capital Ratio 14.74%
Leverage Ratio 9.17%
Loan-to-Deposit 59.75%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required