AMERICAN BANK, NATIONAL ASSOCIATION

LE MARS, IA | Medium | Est. Jan. 1, 1887, midnight | FDIC #5800 | RSSD #345345 | OCC
Latest Report: 2025-12-31

AMERICAN BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in LE MARS, IA, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $554M and total deposits of $456M. Profitability stands at 1.88% ROA and 18.18% ROE, with a net interest margin of 3.51%. The bank's CET1 capital ratio is 11.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.77%. FDIC Certificate #5800.

Assets

$554M

Deposits

$456M

Loans

$501M

Equity

$57M

Profitability

Return on Assets (ROA) 1.88%
Return on Equity (ROE) 18.18%
Net Interest Margin (NIM) 3.51%
Yield on Assets 6.15%
Cost of Funds 2.72%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.77%
NPA Ratio 0.09%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 11.39%
Tier 1 Capital 11.39%
Total Capital Ratio 12.46%
Leverage Ratio 10.57%
Loan-to-Deposit 109.72%

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