SEACOAST NATIONAL BANK

STUART, FL | Regional | Est. Jan. 1, 1933, midnight | FDIC #131 | RSSD #34537 | OCC
Latest Report: 2025-12-31

SEACOAST NATIONAL BANK is arn regional FDIC-insured commercial bank headquartered in STUART, FL, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $20.8B and total deposits of $16.3B. Profitability stands at 0.85% ROA and 5.91% ROE, with a net interest margin of 4.07%. The bank's CET1 capital ratio is 13.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.57% and a Texas Ratio of 2.37%. FDIC Certificate #131.

Assets

$20.8B

Deposits

$16.3B

Loans

$12.6B

Equity

$3.0B

Profitability

Return on Assets (ROA) 0.85%
Return on Equity (ROE) 5.91%
Net Interest Margin (NIM) 4.07%
Yield on Assets 5.94%
Cost of Funds 2.63%

Asset Quality

NPL Ratio 0.57%
Net Charge-Off Ratio 0.11%
Texas Ratio 2.37%
NPA Ratio 0.37%
ACL / Loans 1.41%

Capital & Liquidity

CET1 Ratio 13.82%
Tier 1 Capital 13.82%
Total Capital Ratio 15.07%
Leverage Ratio 9.69%
Loan-to-Deposit 77.74%

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