BanksSEACOAST NATIONAL BANK

SEACOAST NATIONAL BANK

STUART, FLRegionalEst. Jan. 1, 1933, midnightFDIC #131RSSD #34537OCC
Latest · 2025-12-31

SEACOAST NATIONAL BANK is an FDIC-insured commercial bank headquartered in STUART, FL, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $20.8B and total deposits of $16.3B. Profitability stands at 0.85% ROA and 5.91% ROE, with a net interest margin of 4.07%. CET1 capital ratio: 13.82%, well above regulatory minimums. NPL ratio: 0.57% · Texas Ratio: 2.37%. Operates 79 domestic branches.

Assets
$20.8B
Deposits
$16.3B
Loans
$12.6B
Equity
$3.0B

Profitability

Return on Assets (ROA)0.85%
Return on Equity (ROE)5.91%
Net Interest Margin4.07%
Yield on Assets5.94%
Cost of Funds2.09%

Asset Quality

NPL Ratio0.57%
Net Charge-Off Ratio0.11%
Texas Ratio2.37%
NPA Ratio0.37%
ACL / Loans1.41%

Capital & Liquidity

CET1 Ratio13.82%
Tier 1 Capital13.82%
Total Capital Ratio15.07%
Leverage Ratio9.69%
Loan-to-Deposit77.74%

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