MA BANK

MACON, MO | Small | Est. Jan. 1, 1893, midnight | FDIC #14695 | RSSD #34555 | FED
Latest Report: 2025-12-31

MA BANK is asn small FDIC-insured commercial bank headquartered in MACON, MO, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $404M and total deposits of $360M. Profitability stands at 0.90% ROA and 9.48% ROE, with a net interest margin of 3.55%. The bank's CET1 capital ratio is 8.96%. Asset quality metrics show a non-performing loan ratio of 0.42% and a Texas Ratio of 2.23%. FDIC Certificate #14695.

Assets

$404M

Deposits

$360M

Loans

$217M

Equity

$38M

Profitability

Return on Assets (ROA) 0.90%
Return on Equity (ROE) 9.48%
Net Interest Margin (NIM) 3.55%
Yield on Assets 5.58%
Cost of Funds 2.10%

Asset Quality

NPL Ratio 0.42%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.23%
NPA Ratio 0.23%
ACL / Loans 1.50%

Capital & Liquidity

CET1 Ratio 8.96%
Tier 1 Capital 8.96%
Total Capital Ratio 9.41%
Leverage Ratio 9.81%
Loan-to-Deposit 60.32%

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