STATE BANK

BROWNSBURG, IN | Medium | Est. Dec. 1, 1910, midnight | FDIC #1833 | RSSD #345747 | FDIC
Latest Report: 2025-12-31

STATE BANK is amn medium FDIC-insured commercial bank headquartered in BROWNSBURG, IN, established in Dec. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $865M and total deposits of $696M. Profitability stands at 0.94% ROA and 11.04% ROE, with a net interest margin of 3.92%. The bank's CET1 capital ratio is 8.28%. Asset quality metrics show a non-performing loan ratio of 0.88% and a Texas Ratio of 7.23%. FDIC Certificate #1833.

Assets

$865M

Deposits

$696M

Loans

$697M

Equity

$75M

Profitability

Return on Assets (ROA) 0.94%
Return on Equity (ROE) 11.04%
Net Interest Margin (NIM) 3.92%
Yield on Assets 5.95%
Cost of Funds 2.06%

Asset Quality

NPL Ratio 0.88%
Net Charge-Off Ratio -0.01%
Texas Ratio 7.23%
NPA Ratio 0.71%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 8.28%
Tier 1 Capital 8.28%
Total Capital Ratio 8.69%
Leverage Ratio 9.13%
Loan-to-Deposit 100.06%

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