FIRST STATE BANK OF ST. CHARLES, MISSOURI

FIRST STATE BANK OF ST. CHARLES, MISSOURI is amn medium FDIC-insured commercial bank headquartered in SAINT CHARLES, MO, established in May 10, 1867, midnight. As of 2025-12-31, the bank reported total assets of $560M and total deposits of $423M. Profitability stands at 1.59% ROA and 10.36% ROE, with a net interest margin of 4.07%. The bank's CET1 capital ratio is 16.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 1.95%. FDIC Certificate #12219.