MOUNTAIN PACIFIC BANK

EVERETT, WA | Medium | Est. July 24, 2006, midnight | FDIC #58341 | RSSD #3459207 | FDIC
Latest Report: 2025-12-31

MOUNTAIN PACIFIC BANK is amn medium FDIC-insured commercial bank headquartered in EVERETT, WA, established in July 24, 2006, midnight. As of 2025-12-31, the bank reported total assets of $828M and total deposits of $645M. Profitability stands at 1.52% ROA and 13.57% ROE, with a net interest margin of 4.55%. The bank's CET1 capital ratio is 13.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.19% and a Texas Ratio of 7.75%. FDIC Certificate #58341.

Assets

$828M

Deposits

$645M

Loans

$720M

Equity

$97M

Profitability

Return on Assets (ROA) 1.52%
Return on Equity (ROE) 13.57%
Net Interest Margin (NIM) 4.55%
Yield on Assets 7.12%
Cost of Funds 2.69%

Asset Quality

NPL Ratio 1.19%
Net Charge-Off Ratio 0.00%
Texas Ratio 7.75%
NPA Ratio 1.03%
ACL / Loans 1.87%

Capital & Liquidity

CET1 Ratio 13.00%
Tier 1 Capital 13.00%
Total Capital Ratio 14.26%
Leverage Ratio 11.38%
Loan-to-Deposit 111.64%

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