FIRST FEDERAL COMMUNITY BANK OF BUCYRUS

BUCYRUS, OH | Small | Est. Jan. 1, 1887, midnight | FDIC #29705 | RSSD #346379 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL COMMUNITY BANK OF BUCYRUS is asn small FDIC-insured commercial bank headquartered in BUCYRUS, OH, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $351M and total deposits of $279M. Profitability stands at 1.37% ROA and 17.89% ROE, with a net interest margin of 4.07%. The bank's CET1 capital ratio is 10.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 2.89%. FDIC Certificate #29705.

Assets

$351M

Deposits

$279M

Loans

$293M

Equity

$27M

Profitability

Return on Assets (ROA) 1.37%
Return on Equity (ROE) 17.89%
Net Interest Margin (NIM) 4.07%
Yield on Assets 6.57%
Cost of Funds 2.51%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio -0.03%
Texas Ratio 2.89%
NPA Ratio 0.25%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 10.59%
Tier 1 Capital 10.59%
Total Capital Ratio 11.74%
Leverage Ratio 8.02%
Loan-to-Deposit 105.07%

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