FIRST NATIONAL BANK OF SOUTH PADRE ISLAND

FIRST NATIONAL BANK OF SOUTH PADRE ISLAND is amn micro FDIC-insured commercial bank headquartered in SOUTH PADRE ISLAND, TX, established in Dec. 20, 1983, midnight. As of 2025-12-31, the bank reported total assets of $78M and total deposits of $67M. Profitability stands at 2.49% ROA and 18.60% ROE, with a net interest margin of 5.58%. The bank's CET1 capital ratio is 13.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.36% and a Texas Ratio of 4.69%. FDIC Certificate #24902.