FIRST NATIONAL BANK OF SOUTH PADRE ISLAND

FIRST NATIONAL BANK OF SOUTH PADRE ISLAND is an FDIC-insured commercial bank headquartered in SOUTH PADRE ISLAND, TX, established in Dec. 20, 1983, midnight. As of 2025-12-31, the bank reported total assets of $78M and total deposits of $67M. Profitability stands at 2.49% ROA and 18.60% ROE, with a net interest margin of 5.58%. CET1 capital ratio: 13.82%, well above regulatory minimums. NPL ratio: 1.36% · Texas Ratio: 4.69%. Operates 2 domestic branches.