FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA

CHAMPAIGN, IL | Small | Est. Jan. 1, 1908, midnight | FDIC #28445 | RSSD #346771 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA is asn small FDIC-insured commercial bank headquartered in CHAMPAIGN, IL, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $198M and total deposits of $171M. Profitability stands at 1.70% ROA and 13.12% ROE, with a net interest margin of 5.84%. The bank's CET1 capital ratio is 12.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.44%. FDIC Certificate #28445.

Assets

$198M

Deposits

$171M

Loans

$111M

Equity

$26M

Profitability

Return on Assets (ROA) 1.70%
Return on Equity (ROE) 13.12%
Net Interest Margin (NIM) 5.84%
Yield on Assets 5.86%
Cost of Funds 0.02%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.44%
NPA Ratio 0.06%
ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 12.30%
Tier 1 Capital 12.30%
Total Capital Ratio 12.91%
Leverage Ratio 12.83%
Loan-to-Deposit 64.99%

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