BANK OF MONTANA

MISSOULA, MT | Small | Est. Nov. 26, 2007, midnight | FDIC #58482 | RSSD #3470097 | FDIC
Latest Report: 2025-12-31

BANK OF MONTANA is asn small FDIC-insured commercial bank headquartered in MISSOULA, MT, established in Nov. 26, 2007, midnight. As of 2025-12-31, the bank reported total assets of $285M and total deposits of $255M. Profitability stands at 2.11% ROA and 21.86% ROE, with a net interest margin of 4.27%. The bank's CET1 capital ratio is 37.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58482.

Assets

$285M

Deposits

$255M

Loans

$77M

Equity

$30M

Profitability

Return on Assets (ROA) 2.11%
Return on Equity (ROE) 21.86%
Net Interest Margin (NIM) 4.27%
Yield on Assets 5.67%
Cost of Funds 1.44%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.54%

Capital & Liquidity

CET1 Ratio 37.50%
Tier 1 Capital 37.50%
Total Capital Ratio 38.05%
Leverage Ratio 9.57%
Loan-to-Deposit 30.37%

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