FIRST NATIONAL BANK OF SOUTH CAROLINA

FIRST NATIONAL BANK OF SOUTH CAROLINA is asn small FDIC-insured commercial bank headquartered in HOLLY HILL, SC, established in Sept. 15, 1905, midnight. As of 2025-12-31, the bank reported total assets of $306M and total deposits of $270M. Profitability stands at 1.38% ROA and 12.75% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 23.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 2.55%. FDIC Certificate #2107.