FRONTIER BANK OF TEXAS

ELGIN, TX | Large | Est. June 11, 2007, midnight | FDIC #58509 | RSSD #3472046 | FDIC
Latest Report: 2025-12-31

FRONTIER BANK OF TEXAS is aln large FDIC-insured commercial bank headquartered in ELGIN, TX, established in June 11, 2007, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $859M. Profitability stands at 1.76% ROA and 18.66% ROE, with a net interest margin of 4.71%. The bank's CET1 capital ratio is 9.63%. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 1.36%. FDIC Certificate #58509.

Assets

$1.0B

Deposits

$859M

Loans

$855M

Equity

$99M

Profitability

Return on Assets (ROA) 1.76%
Return on Equity (ROE) 18.66%
Net Interest Margin (NIM) 4.71%
Yield on Assets 7.12%
Cost of Funds 2.47%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.36%
NPA Ratio 0.14%
ACL / Loans 0.62%

Capital & Liquidity

CET1 Ratio 9.63%
Tier 1 Capital 9.63%
Total Capital Ratio 10.11%
Leverage Ratio 9.94%
Loan-to-Deposit 99.47%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required