NEWBANK

FLUSHING, NY | Medium | Est. Sept. 29, 2006, midnight | FDIC #58203 | RSSD #3472859 | FDIC
Latest Report: 2025-12-31

NEWBANK is amn medium FDIC-insured commercial bank headquartered in FLUSHING, NY, established in Sept. 29, 2006, midnight. As of 2025-12-31, the bank reported total assets of $637M and total deposits of $533M. Profitability stands at 0.97% ROA and 6.94% ROE, with a net interest margin of 4.43%. The bank's CET1 capital ratio is 13.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.12% and a Texas Ratio of 13.94%. FDIC Certificate #58203.

Assets

$637M

Deposits

$533M

Loans

$429M

Equity

$90M

Profitability

Return on Assets (ROA) 0.97%
Return on Equity (ROE) 6.94%
Net Interest Margin (NIM) 4.43%
Yield on Assets 7.11%
Cost of Funds 2.94%

Asset Quality

NPL Ratio 3.12%
Net Charge-Off Ratio 0.06%
Texas Ratio 13.94%
NPA Ratio 2.10%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 13.98%
Tier 1 Capital 13.98%
Total Capital Ratio 14.67%
Leverage Ratio 14.18%
Loan-to-Deposit 80.35%

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