CARTER BANK & TRUST is aln large FDIC-insured commercial bank headquartered in MARTINSVILLE, VA, established in Dec. 30, 2006, midnight. As of 2025-12-31, the bank reported total assets of $4.8B and total deposits of $4.2B. Profitability stands at 0.77% ROA and 9.25% ROE, with a net interest margin of 3.11%. The bank's CET1 capital ratio is 10.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 6.29% and a Texas Ratio of 52.04%. FDIC Certificate #58596.
Assets
$4.8B
Deposits
$4.2B
Loans
$3.9B
Equity
$398M
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