CARTER BANK & TRUST is an FDIC-insured commercial bank headquartered in MARTINSVILLE, VA, established in Dec. 30, 2006, midnight. As of 2025-12-31, the bank reported total assets of $4.8B and total deposits of $4.2B. Profitability stands at 0.77% ROA and 9.25% ROE, with a net interest margin of 3.11%. CET1 capital ratio: 10.23%, well above regulatory minimums. NPL ratio: 6.29% · Texas Ratio: 52.04%. Operates 67 domestic branches.
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