DEVON BANK

CHICAGO, IL | Small | Est. Sept. 15, 1945, midnight | FDIC #16249 | RSSD #347639 | FDIC
Latest Report: 2025-12-31

DEVON BANK is asn small FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Sept. 15, 1945, midnight. As of 2025-12-31, the bank reported total assets of $457M and total deposits of $301M. Profitability stands at -0.35% ROA and -6.00% ROE, with a net interest margin of 2.82%. The bank's CET1 capital ratio is 10.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 1.24%. FDIC Certificate #16249.

Assets

$457M

Deposits

$301M

Loans

$201M

Equity

$25M

Profitability

Return on Assets (ROA) -0.35%
Return on Equity (ROE) -6.00%
Net Interest Margin (NIM) 2.82%
Yield on Assets 4.77%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.24%
NPA Ratio 0.07%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 10.18%
Tier 1 Capital 10.18%
Total Capital Ratio 11.01%
Leverage Ratio 6.22%
Loan-to-Deposit 66.89%

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