COMMUNITY BANK, THE

BRIDGEPORT, TX | Small | Est. June 6, 2007, midnight | FDIC #58517 | RSSD #3479018 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK, THE is asn small FDIC-insured commercial bank headquartered in BRIDGEPORT, TX, established in June 6, 2007, midnight. As of 2025-12-31, the bank reported total assets of $198M and total deposits of $178M. Profitability stands at 1.28% ROA and 14.33% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 17.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 0.94%. FDIC Certificate #58517.

Assets

$198M

Deposits

$178M

Loans

$116M

Equity

$18M

Profitability

Return on Assets (ROA) 1.28%
Return on Equity (ROE) 14.33%
Net Interest Margin (NIM) 4.44%
Yield on Assets 6.38%
Cost of Funds 1.98%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.94%
NPA Ratio 0.09%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 17.79%
Tier 1 Capital 17.79%
Total Capital Ratio 18.66%
Leverage Ratio 10.76%
Loan-to-Deposit 65.14%

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