VAST BANK, N.A.

TULSA, OK | Medium | Est. Feb. 16, 1982, midnight | FDIC #23737 | RSSD #347956 | OCC
Latest Report: 2025-12-31

VAST BANK, N.A. is amn medium FDIC-insured commercial bank headquartered in TULSA, OK, established in Feb. 16, 1982, midnight. As of 2025-12-31, the bank reported total assets of $565M and total deposits of $486M. Profitability stands at 0.93% ROA and 8.42% ROE, with a net interest margin of 3.36%. The bank's CET1 capital ratio is 14.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.49%. FDIC Certificate #23737.

Assets

$565M

Deposits

$486M

Loans

$382M

Equity

$64M

Profitability

Return on Assets (ROA) 0.93%
Return on Equity (ROE) 8.42%
Net Interest Margin (NIM) 3.36%
Yield on Assets 5.84%
Cost of Funds 2.65%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.19%
Texas Ratio 1.49%
NPA Ratio 0.18%
ACL / Loans 1.52%

Capital & Liquidity

CET1 Ratio 14.99%
Tier 1 Capital 14.99%
Total Capital Ratio 16.25%
Leverage Ratio 11.67%
Loan-to-Deposit 78.70%

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