WEST VALLEY NATIONAL BANK

GOODYEAR, AZ | Micro | Est. Dec. 22, 2006, midnight | FDIC #58426 | RSSD #3480069 | OCC
Latest Report: 2025-12-31

WEST VALLEY NATIONAL BANK is amn micro FDIC-insured commercial bank headquartered in GOODYEAR, AZ, established in Dec. 22, 2006, midnight. As of 2025-12-31, the bank reported total assets of $78M and total deposits of $63M. Profitability stands at -5.24% ROA and -49.29% ROE, with a net interest margin of 5.40%. The bank's CET1 capital ratio is 13.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58426.

Assets

$78M

Deposits

$63M

Loans

$69M

Equity

$7M

Profitability

Return on Assets (ROA) -5.24%
Return on Equity (ROE) -49.29%
Net Interest Margin (NIM) 5.40%
Yield on Assets 6.83%
Cost of Funds 2.63%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 13.15%
Tier 1 Capital 13.15%
Total Capital Ratio 14.40%
Leverage Ratio 10.33%
Loan-to-Deposit 110.16%

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