BanksWEST VALLEY NATIONAL BANK

WEST VALLEY NATIONAL BANK

GOODYEAR, AZMicroEst. Dec. 22, 2006, midnightFDIC #58426RSSD #3480069OCC
Latest · 2025-12-31

WEST VALLEY NATIONAL BANK is an FDIC-insured commercial bank headquartered in GOODYEAR, AZ, established in Dec. 22, 2006, midnight. As of 2025-12-31, the bank reported total assets of $78M and total deposits of $63M. Profitability stands at -5.24% ROA and -49.29% ROE, with a net interest margin of 5.40%. CET1 capital ratio: 13.15%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.

Assets
$78M
Deposits
$63M
Loans
$69M
Equity
$7M

Profitability

Return on Assets (ROA)-5.24%
Return on Equity (ROE)-49.29%
Net Interest Margin5.40%
Yield on Assets6.83%
Cost of Funds1.42%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.14%

Capital & Liquidity

CET1 Ratio13.15%
Tier 1 Capital13.15%
Total Capital Ratio14.40%
Leverage Ratio10.33%
Loan-to-Deposit110.16%

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