I3 BANK

BENNINGTON, NE | Small | Est. Jan. 28, 1928, midnight | FDIC #8595 | RSSD #348159 | FED
Latest Report: 2025-12-31

I3 BANK is asn small FDIC-insured commercial bank headquartered in BENNINGTON, NE, established in Jan. 28, 1928, midnight. As of 2025-12-31, the bank reported total assets of $218M and total deposits of $172M. Profitability stands at 0.96% ROA and 11.72% ROE, with a net interest margin of 4.96%. The bank's CET1 capital ratio is 10.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.54% and a Texas Ratio of 12.93%. FDIC Certificate #8595.

Assets

$218M

Deposits

$172M

Loans

$172M

Equity

$18M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 11.72%
Net Interest Margin (NIM) 4.96%
Yield on Assets 7.30%
Cost of Funds 2.35%

Asset Quality

NPL Ratio 1.54%
Net Charge-Off Ratio 0.63%
Texas Ratio 12.93%
NPA Ratio 1.21%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 10.55%
Tier 1 Capital 10.55%
Total Capital Ratio 11.80%
Leverage Ratio 9.45%
Loan-to-Deposit 99.80%

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