MRV BANKS

SAINTE GENEVIEVE, MO | Medium | Est. July 16, 2007, midnight | FDIC #58619 | RSSD #3482111 | FDIC
Latest Report: 2025-12-31

MRV BANKS is amn medium FDIC-insured commercial bank headquartered in SAINTE GENEVIEVE, MO, established in July 16, 2007, midnight. As of 2025-12-31, the bank reported total assets of $862M and total deposits of $731M. Profitability stands at -0.18% ROA and -1.71% ROE, with a net interest margin of 4.09%. The bank's CET1 capital ratio is 10.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 5.31% and a Texas Ratio of 40.47%. FDIC Certificate #58619.

Assets

$862M

Deposits

$731M

Loans

$651M

Equity

$90M

Profitability

Return on Assets (ROA) -0.18%
Return on Equity (ROE) -1.71%
Net Interest Margin (NIM) 4.09%
Yield on Assets 6.63%
Cost of Funds 2.65%

Asset Quality

NPL Ratio 5.31%
Net Charge-Off Ratio 5.12%
Texas Ratio 40.47%
NPA Ratio 5.04%
ACL / Loans 2.71%

Capital & Liquidity

CET1 Ratio 10.41%
Tier 1 Capital 10.41%
Total Capital Ratio 10.93%
Leverage Ratio 10.77%
Loan-to-Deposit 89.04%

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