TEXAS ADVANTAGE COMMUNITY BANK, NATIONAL ASSOCIATION

ALVIN, TX | Small | Est. Dec. 18, 2006, midnight | FDIC #58450 | RSSD #3485215 | OCC
Latest Report: 2025-12-31

TEXAS ADVANTAGE COMMUNITY BANK, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in ALVIN, TX, established in Dec. 18, 2006, midnight. As of 2025-12-31, the bank reported total assets of $184M and total deposits of $161M. Profitability stands at 0.34% ROA and 2.91% ROE, with a net interest margin of 3.30%. The bank's CET1 capital ratio is 20.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.06% and a Texas Ratio of 5.46%. FDIC Certificate #58450.

Assets

$184M

Deposits

$161M

Loans

$84M

Equity

$22M

Profitability

Return on Assets (ROA) 0.34%
Return on Equity (ROE) 2.91%
Net Interest Margin (NIM) 3.30%
Yield on Assets 5.32%
Cost of Funds 2.12%

Asset Quality

NPL Ratio 1.06%
Net Charge-Off Ratio 0.25%
Texas Ratio 5.46%
NPA Ratio 0.67%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 20.90%
Tier 1 Capital 20.90%
Total Capital Ratio 21.82%
Leverage Ratio 11.96%
Loan-to-Deposit 52.23%

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