FARMERS AND MERCHANTS BANK is amn medium FDIC-insured commercial bank headquartered in GRANITE QUARRY, NC, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $966M and total deposits of $814M. Profitability stands at 2.22% ROA and 14.93% ROE, with a net interest margin of 5.25%. The bank's CET1 capital ratio is 24.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.61% and a Texas Ratio of 2.90%. FDIC Certificate #2036.
Assets
$966M
Deposits
$814M
Loans
$531M
Equity
$144M
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