UNIBANK

LYNNWOOD, WA | Small | Est. Nov. 1, 2006, midnight | FDIC #58407 | RSSD #3487947 | FED
Latest Report: 2025-12-31

UNIBANK is asn small FDIC-insured commercial bank headquartered in LYNNWOOD, WA, established in Nov. 1, 2006, midnight. As of 2025-12-31, the bank reported total assets of $409M and total deposits of $338M. Profitability stands at -0.57% ROA and -8.00% ROE, with a net interest margin of 2.68%. The bank's CET1 capital ratio is 9.98%. Asset quality metrics show a non-performing loan ratio of 1.78% and a Texas Ratio of 16.30%. FDIC Certificate #58407.

Assets

$409M

Deposits

$338M

Loans

$286M

Equity

$29M

Profitability

Return on Assets (ROA) -0.57%
Return on Equity (ROE) -8.00%
Net Interest Margin (NIM) 2.68%
Yield on Assets 5.91%
Cost of Funds 3.21%

Asset Quality

NPL Ratio 1.78%
Net Charge-Off Ratio 1.86%
Texas Ratio 16.30%
NPA Ratio 1.25%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 9.98%
Tier 1 Capital 9.98%
Total Capital Ratio 10.92%
Leverage Ratio 7.22%
Loan-to-Deposit 84.67%

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