CENTRAL BANK

LITTLE ROCK, AR | Medium | Est. Aug. 12, 1912, midnight | FDIC #1756 | RSSD #3488579 | FDIC
Latest Report: 2025-12-31

CENTRAL BANK is amn medium FDIC-insured commercial bank headquartered in LITTLE ROCK, AR, established in Aug. 12, 1912, midnight. As of 2025-12-31, the bank reported total assets of $878M and total deposits of $696M. Profitability stands at 0.53% ROA and 5.62% ROE, with a net interest margin of 2.89%. The bank's CET1 capital ratio is 10.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.45% and a Texas Ratio of 11.74%. FDIC Certificate #1756.

Assets

$878M

Deposits

$696M

Loans

$762M

Equity

$83M

Profitability

Return on Assets (ROA) 0.53%
Return on Equity (ROE) 5.62%
Net Interest Margin (NIM) 2.89%
Yield on Assets 6.75%
Cost of Funds 3.96%

Asset Quality

NPL Ratio 1.45%
Net Charge-Off Ratio 0.11%
Texas Ratio 11.74%
NPA Ratio 1.26%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 10.28%
Tier 1 Capital 10.28%
Total Capital Ratio 11.53%
Leverage Ratio 9.75%
Loan-to-Deposit 109.47%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required