ALLIANT BANK

MADISON, MO | Small | Est. Feb. 20, 1888, midnight | FDIC #1946 | RSSD #35057 | FDIC
Latest Report: 2025-12-31

ALLIANT BANK is asn small FDIC-insured commercial bank headquartered in MADISON, MO, established in Feb. 20, 1888, midnight. As of 2025-12-31, the bank reported total assets of $267M and total deposits of $244M. Profitability stands at 0.51% ROA and 6.19% ROE, with a net interest margin of 4.31%. The bank's CET1 capital ratio is 11.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 7.06%. FDIC Certificate #1946.

Assets

$267M

Deposits

$244M

Loans

$206M

Equity

$22M

Profitability

Return on Assets (ROA) 0.51%
Return on Equity (ROE) 6.19%
Net Interest Margin (NIM) 4.31%
Yield on Assets 5.97%
Cost of Funds 1.68%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio 0.06%
Texas Ratio 7.06%
NPA Ratio 0.64%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 11.81%
Tier 1 Capital 11.81%
Total Capital Ratio 13.06%
Leverage Ratio 8.35%
Loan-to-Deposit 84.31%

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