1ST BANK IN HOMINY

HOMINY, OK | Micro | Est. April 12, 1906, midnight | FDIC #4122 | RSSD #350657 | FED
Latest Report: 2025-12-31

1ST BANK IN HOMINY is amn micro FDIC-insured commercial bank headquartered in HOMINY, OK, established in April 12, 1906, midnight. As of 2025-12-31, the bank reported total assets of $43M and total deposits of $39M. Profitability stands at 1.28% ROA and 15.98% ROE, with a net interest margin of 4.75%. The bank's CET1 capital ratio is 8.17%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.93%. FDIC Certificate #4122.

Assets

$43M

Deposits

$39M

Loans

$17M

Equity

$3M

Profitability

Return on Assets (ROA) 1.28%
Return on Equity (ROE) 15.98%
Net Interest Margin (NIM) 4.75%
Yield on Assets 6.04%
Cost of Funds 1.88%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.36%
Texas Ratio 0.93%
NPA Ratio 0.08%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 8.17%
Tier 1 Capital 8.17%
Total Capital Ratio 8.58%
Leverage Ratio 9.39%
Loan-to-Deposit 42.65%

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