SUMMIT BANK is asn small FDIC-insured commercial bank headquartered in OAKLAND, CA, established in July 1, 1982, midnight. As of 2025-12-31, the bank reported total assets of $279M and total deposits of $220M. Profitability stands at 0.95% ROA and 5.52% ROE, with a net interest margin of 5.46%. The bank's CET1 capital ratio is 23.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.04% and a Texas Ratio of 3.59%. FDIC Certificate #23864.
Assets
$279M
Deposits
$220M
Loans
$191M
Equity
$49M
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