BOC BANK

MCLEAN, TX | Small | Est. Aug. 16, 1984, midnight | FDIC #25328 | RSSD #352651 | FED
Latest Report: 2025-12-31

BOC BANK is asn small FDIC-insured commercial bank headquartered in MCLEAN, TX, established in Aug. 16, 1984, midnight. As of 2025-12-31, the bank reported total assets of $212M and total deposits of $186M. Profitability stands at -0.28% ROA and -2.36% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 15.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #25328.

Assets

$212M

Deposits

$186M

Loans

$157M

Equity

$25M

Profitability

Return on Assets (ROA) -0.28%
Return on Equity (ROE) -2.36%
Net Interest Margin (NIM) 4.48%
Yield on Assets 7.20%
Cost of Funds 2.86%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.50%

Capital & Liquidity

CET1 Ratio 15.52%
Tier 1 Capital 15.52%
Total Capital Ratio 16.77%
Leverage Ratio 11.07%
Loan-to-Deposit 84.55%

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