BANNER BANK

WALLA WALLA, WA | Regional | Est. Jan. 1, 1890, midnight | FDIC #28489 | RSSD #352772 | FDIC
Latest Report: 2025-12-31

BANNER BANK is arn regional FDIC-insured commercial bank headquartered in WALLA WALLA, WA, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $16.3B and total deposits of $13.8B. Profitability stands at 1.32% ROA and 11.18% ROE, with a net interest margin of 4.06%. The bank's CET1 capital ratio is 12.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 2.23%. FDIC Certificate #28489.

Assets

$16.3B

Deposits

$13.8B

Loans

$11.8B

Equity

$2.0B

Profitability

Return on Assets (ROA) 1.32%
Return on Equity (ROE) 11.18%
Net Interest Margin (NIM) 4.06%
Yield on Assets 5.42%
Cost of Funds 3.00%

Asset Quality

NPL Ratio 0.35%
Net Charge-Off Ratio 0.06%
Texas Ratio 2.23%
NPA Ratio 0.29%
ACL / Loans 1.36%

Capital & Liquidity

CET1 Ratio 12.89%
Tier 1 Capital 12.89%
Total Capital Ratio 14.14%
Leverage Ratio 10.95%
Loan-to-Deposit 85.18%

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