BanksBANNER BANK

BANNER BANK

WALLA WALLA, WARegionalEst. Jan. 1, 1890, midnightFDIC #28489RSSD #352772FDIC
Latest · 2025-12-31

BANNER BANK is an FDIC-insured commercial bank headquartered in WALLA WALLA, WA, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $16.3B and total deposits of $13.8B. Profitability stands at 1.32% ROA and 11.18% ROE, with a net interest margin of 4.06%. CET1 capital ratio: 12.89%, well above regulatory minimums. NPL ratio: 0.35% · Texas Ratio: 2.23%. Operates 137 domestic branches.

Assets
$16.3B
Deposits
$13.8B
Loans
$11.8B
Equity
$2.0B

Profitability

Return on Assets (ROA)1.32%
Return on Equity (ROE)11.18%
Net Interest Margin4.06%
Yield on Assets5.42%
Cost of Funds1.46%

Asset Quality

NPL Ratio0.35%
Net Charge-Off Ratio0.06%
Texas Ratio2.23%
NPA Ratio0.29%
ACL / Loans1.36%

Capital & Liquidity

CET1 Ratio12.89%
Tier 1 Capital12.89%
Total Capital Ratio14.14%
Leverage Ratio10.95%
Loan-to-Deposit85.18%

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