STATE STREET BANK AND TRUST COMPANY

BOSTON, MA | National | Est. Jan. 1, 1792, midnight | FDIC #14 | RSSD #35301 | FED
Latest Report: 2025-12-31

STATE STREET BANK AND TRUST COMPANY is ann national FDIC-insured commercial bank headquartered in BOSTON, MA, established in Jan. 1, 1792, midnight. As of 2025-12-31, the bank reported total assets of $360.7B and total deposits of $280.6B. Profitability stands at 0.82% ROA and 10.28% ROE, with a net interest margin of 1.02%. The bank's CET1 capital ratio is 16.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 0.89%. FDIC Certificate #14.

Assets

$360.7B

Deposits

$280.6B

Loans

$47.0B

Equity

$28.9B

Profitability

Return on Assets (ROA) 0.82%
Return on Equity (ROE) 10.28%
Net Interest Margin (NIM) 1.02%
Yield on Assets 3.27%
Cost of Funds 7.21%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio 0.08%
Texas Ratio 0.89%
NPA Ratio 0.07%
ACL / Loans 0.41%

Capital & Liquidity

CET1 Ratio 16.27%
Tier 1 Capital 16.27%
Total Capital Ratio 16.86%
Leverage Ratio 6.15%
Loan-to-Deposit 16.74%

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